Maximize Your Home Insurance Inventory List.
Don't let insurers minimize your contents reimbursement. We turn your generic list into a forensic, audit-proof report that forces the software to pay 'Like Kind and Quality' prices.
It's Not a Fight.
It's an Information Game.
The settlement of a personal property claim is often perceived as a battle. But the primary obstacle to a fair settlement isn't malice—it's a missing report.
Insurance adjusters manage 50 to 100 claims at once. They rely on software that defaults to the lowest price unless specific data overrides it.
The "Garbage In, Garbage Out" Principle
Generic Input
"Sofa"
Payout
$500
Specific Features
"Top-grain Aniline Leather Sofa"
Payout
$3,000
The same item. Different documentation. 6x the payout.
The Three Pillars of Maximum Recovery
Forensic Photography
A standard wide shot isn't enough. We capture the digital information needed to prove value: serial number stickers, wood grain, and joinery. This visual evidence makes your claim "audit-proof."
The "Toaster Principle"
We never list generic nouns. We list attributes. By specifying "Digital Display" or "Stainless Steel," we force the valuation software to exclude budget models and select a "Like Kind and Quality" replacement.
Premium Triggers
We use algorithmic trigger words like "Solid Wood," "Carbon Fiber," and "Dovetail Joints." These keywords move your items from "Standard Grade" to "Premium Grade" in the adjuster's database.
The Cost of Being Generic
See how the same item yields dramatically different payouts based on description quality.
| Description Submitted | Adjuster Software Selection | Estimated Payout |
|---|---|---|
| "Toaster" | Toaster - Standard (Mainstays) | $4.88 |
| "Toaster - Macy's" | Toaster - Dept. Store Grade | $25.00 |
| "Breville Smart Toaster" | Name Brand / Specific Model | $150.00+ |
Specific features shrink the pool of acceptable replacements, forcing the insurer to price a truly comparable item.
Give Them What They Need to Say "Yes"
Adjusters need to "audit-proof" their work. A professional, formatted report that mirrors their in-house vendor reports signals credibility.
We provide a data-rich spreadsheet including:
- Forensic Detail: "Photo-printed design, curved D-handle"
- Specifics: "Concise History of Ancient India Vol 1" vs just "Book"
- Hyperlinks: Direct links to replacement items for immediate verification
